SHOPRITE Invade Nigeria with over 700 shops this is your chance to join them

The Nigerian Retail Market is the highest employer of labour in the country right now and the easiest to participate in. The boom in the market is so massive that Shoprite stores, a South African chain is multiplying it number of stores by 1000%. From seven stores to 700 stores. PEP, another South African children's' cloth retail outfit has already invaded Nigeria and they are opening branches in all unimaginable places in Lagos like Ajegunle, Isolo, Egbeda, etc. The Indians are not left out in outburst as they storm both the online and offline shopping windows with their Jumia, Konga and others franchise owning large ware houses across the country. then big one, SPAR is an international retail chain and franchise in Europe is already coming in full force. Though Nigerians are also in this, but barely scratching the surface and I hope you wont be found by the sideline when the game is up. Yes, on every street you find a retail shop or supper market, but the next generation of cash already brewing from this industry is from online shops and offline chains of stores. The online stores are easier to set up and automated for consistent income, but the chains are multiple and demand more investment, but generates endless streams of cash. which of the two do you prefer?
www.investmentlight.com/onlineshopping

Millions and Millions of PHCN Severance Package Head for the Drains By Hope Eno

“No, this is not my portion!” Truly it couldn’t be your portion and this is not a political statement. Okay probably a better headline would have sounded like “most bankers who receive severance packages during the banking industry crisis that lay off over 15,000 of them from their jobs exhausted their cash benefit few months afterward”.

Yes, as hefty as the some of the money they received looked, all did disappear before their eyes. Now I am not talking about money being stolen or someone being attacked by armed robbers. Most of these ex-bankers could hardly give an accurate account of how their entire life reward went down the drain without a trace.
The most interesting thing about the PHCN worker’s severance package is the fact that everyone now knows that you have received one big cash or you are expecting one big money from PHCN or government. The crowed of scavengers waiting to grab their own shares includes: friends, relations, neighbours (dupers, thieves, borrowers, problem carriers, scammers, fake idea givers and tire kickers). “You done hit” will be the most common language you hear from people’s lips. They forgot you are the one that worked for the money and not them. That is when all your village folks, town meetings and associations see your life and home as the best location for operation.
You hear statement of demands like, uncle’s children have been driven out of school, great grandma is not feeling fine, nephew wants to learn work or travel abroad, we just discovered you are from the royal family and it is your turn to carry a certain title. Ha, ha, ha! Once the money is exhausted all the problems seizes to exist and you wonder where they came from, but too late, because you would have spent all you have only to face the realities of an unprepared future. And if you ever survive it, time will tell.
 I told my PHCN friend who I had sympathy for when I saw the danger ahead. After finding out that he does not even know what to do with the money or even have the capacity to utilize the money for investment or business “young man”, I said “once you get that money pretend it does not exist. Store it in a fix deposit or a saving account or invest in a conservative stock for one complete year when the dust would have settled and everyone including your wife would have forgotten you ever had such money”.
This is simply because, for that one year, the spirit of frivolous spending would have left you alone and your mind would have been clear enough to determine what to do with the severance cash. This period will afford you the opportunity to critically look at solid opportunities you can take advantage of to generate sustainable long term income for your future or even for immediate needs.
At this stage of your life, in the case of PHCN, you will no longer have opportunity to blame the government anymore for your inability to be rich or sustain yourself because; severance package means that the relationship you have with your employer has been severe or cut off. He or she is no longer responsible for your future remuneration.
Nobody to strike to in order to be spoon fed. You are now responsible for your own destiny, especially now that you have to face the reality of also setting up a business where you have to also employ somebody and see what it means to pay salary monthly or look into an investment and see what it takes for it to make returns on your behalf.
Now your money or rather school fee, NEPA and other bills will be the one striking against your pocket. All kinds of expenditure will be battling to take a hold of your pocket. Home keep allowance and dependants are the once you will have to negotiate with and not your former employer, a reverse of what used to happen in the past. You will now see what it takes to be on the other side of the divide. I say welcome to the club.
From what has been said so far, you don’t need to ask what happened to the bankers who were sacked from their jobs some years back, but paid huge sums of money for their back up or what would happened to the PHCN guys who are currently receiving their burden. Oh, sorry severance package. A lot of the bankers were so desperate then in terms of what to do next with their pay to sustain themselves. In bid to make ends meet, some of them ended up plying their rewarded money into businesses they knew little or nothing about and in the process of the running such businesses lost all their life entitlement to the winds.
Those who where worst hits were those who fell for one of those online and offline investment schemes and scams, these juicy, but fraudulent investment operated by unknown faces come with big promises to pay you money you did not work for with unbelievable returns on investment if you supply your hard earn money in their programmes.
Using greed and desperation, and expecting to hit one big cash at a go, some of these guys turned in their money for such investment gimmick that fly around like kites in the air only to regret after many months of waiting for nothing.
Wealth that promises you reward without effort most times leaves you with sorrow and pain at the end.
How can you succeed in anything that has to do with multiply money when you did not try your hands on risk when you were still comfortable? Putting your hands into business or investment under desperation spells to doom.
 You have never passed through the road of failure nor learnt excesses of success, but decide to jump in there because you now have sudden cash is like facing a lion with a wipe. Those who attempted a business and failed in past even when they did not have so much stands a better chance of success in the future. At least they have learnt some lessons and gained experience.
You can imagine somebody who never did buying and selling when still a NEPA staff, but now wants open a super market with all his or her severance benefit. You have never produced a five litre jar of liquid soap from home when you were still working now you want to start a production factory.
You have never planted a garden by the side of your house or in an empty plot somewhere in the outskirt when you were receiving constant salary now you want to use your life pension at a go to start large plantation or give to somebody to farm for you.
You have not even trained local chicken. Not even a small artificial pond or snail farm now you want to set up a massive poultry farm with all your life proceeds.
You did not employ secondary school leaver to manage a phone center for you while you were still working; you want to quickly clear your entire bank account once your benefit is credited and go into recharge printing and voucher marketing with twenty marketing staff and a state of the art office complex.
No knowledge, no information and no experience, success in an area can be like climbing Mount Everest in the winter. Survival in such situation is very slime and probably negative.
As the millions or hundreds of thousands are released to these guys who have spent months and months demonstrating for it without time to prepare for what the money will be used for, it is possible that majority of them may likely go the same way the bankers went. Back to poverty or looking for another employer of labour to sort out their future. Off course time does not fail to tell the end of the story as we watch.
Are you looking for knowledge, information and experience concerning a business you can do or an investment to make that will put you on the path of generating consistent income for yourself and family? Then get on the following sites http://tiny.cc/dy6jvw  http://tinyurl.com/q5585ep  www.hopeeno.com
Hope Eno is an investment expert and Business opportunity consultant

Dangote: Where the Richest People in Nigeria are Currently Making their Money

What amazed me most in the recently released list of the 21 Nigerian richest men by Forbes magazine, as controversial as the list may be was the fact that according to published findings, most of the people that were found on the list were rated by some certain criteria. The most popular among the criteria used is the value of shares these individuals hold in quoted companies. The others standards deployed for the ratings includes the size and market share of their companies, number of companies they own and its assumed value, and the impact their companies is making on the Nigerian economy and it antecedents.
Apart from the fact that most of these guys are investors who have built their companies over time and got them quoted on the stock exchange, some of them got their rating when they bought into the shares of some risky companies they found viable and this gave them the opportunity to get into the Forbes list.
Two good example are Sayyu Dantata who bought over the share diversion of Texaco/chevron Plc, a downstream sector of oil giant, chevron and Femi Otedola who cornered the shares of African Petroleum Plc from the stock exchange some years back.
Looking at the list critically, even though the stock market took the fundamental platform in determining who gets into the Forbes list, their core businesses differs, 64% of the guys that made the list made their money from oil and gas, and importation business.
Top on the list is Aliko Dangote who started his business life as an importer/trader before dabbling into manufacturing. Mike Adenuga, Femi Otedola, Ifeanyi Ubah and Sayyu Dantata all started out with Oil and Gas business, others like Cosmos Maduka and Cletus Ibeto are heavy importers.
The financial and telecom sector also produced its own money bags from guys who took advantage of opportunities when others were sleeping. One of such individuals is Fola Adeola, who bounces back on the list as a result of the flourishing fortunes of GTBank on the floor of the Nigerian and London stock exchanges. Another banker to look at is Jim Ovia, a man who went round all his uncles to look for money to start Zenith Bank, but they all turned him down, not believing in his dreams at that time. Today, Jim is the highest unit holder in Zenith banks even as a retiree; he is a regular face on Forbes list of richest Nigerians.
Looking at the list of 21 Nigerian richest men according to how they stand right now, is Aliko Dangote who seat on top as the founder of Dangote Group, richest man in Africa and probably the richest black man in the world. This is followed behind, though with a long gap by Mike Adenuga, owner of Conoil, telecom giant, Globacom and former Equatorial Trust Bank. Adenuga whoes brand and sponsorship spendings has created massive wealth for many celebrities, up coming artist and football activities in Nigeria has been growing his personal businesses without so much noice.
Femi Otedola comes third on the list with his ZENON Oil and Gas with a large holding in Forte Oil. Surprisingly, Orji Uzor Kalu of Slok Group deviled all the political oppression to make the list. Cosmos Maduka of Coscharis Group, the popular Igbo business man who never saw the four walls of the university, but employs hundreds of graduates across his chains of companies was next. Jimoh Ibrahim of NICON Insurance and Global Fleet oil, a man who started out as youth Corper is sixth on the list. Jim Ovia of Zenith Bank and owner of Visafone followed closely with the power of diversification. Pascal Dozie of MTN Nigeria and Diamond Bank, is next on the line up. When nobody gave MTN a chance in Nigeria or in South Africa, Mr. Pascal saw beyond his nose and took the risk and now he is on Forbes list.
Oba Otudeko started Honeywell Group in Nigeria recently when a lot of people were scared of the dominance of Dangote and Flour Mills Plc in that sector. Oba Otudeco knowing the power of the stock exchange also got his company quoted in no time. You never can tell, what you start today can take you to the top if you keep at it.
Yes, a lot of folks might say Sayyu Dantata of MRS Group was helped by Dangote to get to the wealth list. Who will not do the same, one good turn deserves another. Dangote’s history cannot be written without his uncle Dantata who gave him the start-up he needed many years back. A lot of folks out there have received money and support from their relation like Dangote did from his uncle, but squandered everything on frivolities.
Surprisingly on the list is a retired banker, moving from First bank chairman to Mutallab Group, Umaru Abdul Mutallab has proven to us that you don’t retiree; you re-fire to stay on top. Even with your personal business you can still go places in Nigeria. Samuel Adedoyin of Doyin Group is one of the guys whose business has been bastadised by PHCN, but has beaten all the odds to stay on top.
Next on the Forbes list is Dele Fajemirokun, Chairman AIICO Insurance who has proven that having multiple streams of income is not a bad idea. With his Xerox Nigeria, Chicken Republic, Kings Guards and many more small companies on his stable, money strolls in from all angle and the guy has not stop floating them for the good of all Nigerians.
Cletus Ibeto of Ibeto Group is also on the list, I like the Ibo guys very well when it comes to business. They keep at it with all they have. When Raymond Dokpesi took Daar Communication, AIT to the stock exchange, it was unbelievable. I don’t know how he survived it, but he is on the list.
The Forbes list boast of personalities like Tony Ezenna of Orange Group or orange drugs and Molade Okoya Thomas, chairman CFAO Nig and owners of several French companies, including real estate franchises across high brood areas of Lagos.
The controversial Ifeanyi Ubah of Capital oil and gas is on the list and another smart Nigeria, Leo Stan Eke of Zinox Computer also cut my attention. Fola Adeola of GTBank, the father of modern banking is in the list and finally, Ade Ojo of Elizade Motors Nig LTD, the man who brought Toyota cars into Nigeria couldn’t have been left out of the list. And because of him the list was upgraded to 21.
Now, it doesn’t matter how you start, just start and get starting. You will definitely get there. And in case the list is expanded to 50million or even 100 million richest Nigerians your name can only be on it if you are doing something about your business or investment and most importantly your future.
Since I know my name is not on that list for now, whether the findings are correct or not, or the list genuine or not, the facts remains that the guys are rich anyway. The best I could do is to be part of the companies these guys are investing in, no matter how small my capital is. “Capital na capital even if na N10k” Or I could try my hands on the business they are doing right now. Be it oil and gas or importation or even investing in Banking stock or selling recharge card, I must do something, instead standing there and telling myself I can never get there or explaining away the fact that the information is not true. After all, they all started small and most of them without their own money which we all know.
Are you looking for a business to do right now or an investment to make, that will put you on the map of the wealthy? Then get on the following sites http://tiny.cc/dy6jvw    http://tiny.cc/4809xw  www.investmentlight.com/stock
Analysis by Hope Eno, investment expert and business opportunity consultant, you can reach on www.hopeeno.com

How To Start An Online Shopping Business

Hope Eno Import Book

Online business is a business done on the internet without restrictions and it has produced a lot of millionaires without much effort, you can start with online shopping and import business or set up an online store, buying and selling goods even without your presence, effort or stress. Since it is online, it is a business that deploys very little capital as start up and puts great returns on your table with little effort. Now you may not know this but it is true.
The likes of Jumia, Dealdey, Konga, OXL in Nigeria and other foreign sites are turning online shopping business into a gold mine, rolling out cool money by the day. How are these guys cutting this cake of riches, can anyone do this business starting small and what does it take to go into this line of online business, does it have much financial implications and technical complexity? Find out answers to all these questions including how to make quick money from this business by starting out with a free website which can locate online.
May be you want to find out how an online business like buying and selling of goods on the internet without stress could be done or probably you want a business that is automated that is you don’t have to be there to operate it, but you keep getting alerts or payments getting into your bank account on a daily basis. All these are possible with Online shopping business. you can start by creating a market and then searching for products that will suit that market and when it comes to sales and marketing of your product you must be able to spot the difference A note to my friend who has just been redeployed from production department to sales department: just tells the story
Marketing and sales are not similar because, one is the beginning of an action while the other is the end product. As a business development consultant, I have seen a lot of folks confuse the two. You cannot hit the nail the head on sales until you conclude on marketing and if you are good in marketing your sales is rapped up even before the former get a tail end. Now back to online shopping business, you need to start with knowledge of the underlining principles of e-commerce and electronic money transfers. The business is quite easy whether you want to start as a novice or become an expert or you want to do it by the side, the ball will always be in your court. for starters you can reach  out to online business experts and consultant to put through on the rudiments involved and with a simple guide you do it on your own
Hope Eno is a business Development consultant and can be reached on 08037470173 or investmentlight.com/onlineshopping

Online shopping business is Secured and Can Make You Rich

When you are trying to import a product for a particular market, you must critically look at the interest and relevant of the product to the market you are targeting and this calls for strategic market planning; it is not about your sales push or promotional message. 

If you have a gown for sales, the first thing that comes to mind is who needs it and that takes you to a female. But not every lady would buy your gown for obvious reasons, price, style, quality, size, access to the product and trust. Having access to the right market that is somebody who likes your product through the internet is splendid, but there are other issues to tackle, if you want to build up patronage, make profit from sales and the ultimate which is to be able to remain in the market for a long time.
When it comes to online shopping people can have access to you and see your product online, hence they can see the price, style and probably quality, but trust can be a big issue, because such transactions are not physical. Therefore online marketing is somewhat different from offline marketing, because you must remove all obstacles that will prevent potential customers from buying your product online, and one of the biggest obstacles according to research expert is trust and such trust can only be built over time especially with potential customers or new customers.
To build trust you must make sure, you meet up with orders and demand for your product and communicate with your customers when you are unable to do so in order to maintain trust and keep an open access with your clients, but generally e-commerce has come a long way with international collaboration, things are easier and better, but first let define the term before I take you further.
According to research experts, electronic commerce, commonly known as e-commerce, is a type of industry where buying and selling of product or service is conducted over electronic platforms such as the Internet and other computer and electronic networking systems. Electronic commerce derives its strength from technologies such as, electronic funds transfer, mobile commerce, supply chain management, Internet marketing, online transaction processing, electronic data interchange (EDI),  automated data collection systems and inventory management systems all anchored on organised financial, trading and investment monitoring institutions worldwide.
There is so much international interconnectivity when it comes to online transactions. All these boils down to the fact that the marriage between electronics and commercial activities has given birth to a lot of businesses that has generated millions and millions in cash value and it is in this marriage that online import/shopping business derives its foundation from. Won’t you rather join the party while it last and funny enough this particular party seems be an unending one since it daily driven by new innovations and technologies to make access easier and money making more profitable.
Hope Eno is a business Development consultant and can be reached on 08037470173 or www.investmentlight.com/onlineshopping