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Multipurpose liquid detergent production class that will make you lot of alternative income afterward is now open to everyone on Date: OCTOBER 1ST, 2014 (and time 9AM).  Best opportunity to practically learn the secret of producing top brand high quality liquid detergent for variety of uses. You will have access to liquid Soap to go home with and sell or use to do anything at this practical trainings that will take you or anybody you sponsor by the hand and deliver all you need to gain access to alternative income or better still produce your own soap in large volume or get samples without paying for it. To get started visit us on www.investmentlight.com/liquidsoap

Where Can I Invest Right Now In Nigeria To Get Good Returns

This is a very important question that will border the minds of many who want to generate an alternative income apart from their jobs or those who intend to start new businesses and are looking for areas of comparative advantage. You could be one who has money and is looking for areas in the economy to put such money in order to get an appreciable return on your invested fund.

Coming back to the big question, “where can I invest right now in Nigeria to get good returns?” I kind of like the analysis done by Nelly Nyagah of the frontier Market Network, her analysis of the top five growth sector in Nigeria could give you a clue of the key sectors of the economy where the money is really being made right now. As her report simply stated, the areas of trade, agriculture, infrastructural development, manufacturing and, oil and gas are the investment areas really pulling up the soaks in terms of financial returns.

These sectors are currently attracting interest from investors, both local and international with some investors investing directly while others are using available economic instrument like the stock market, bonds, etc. to ply their trade. the local investors includes business seekers on the street who using their little income to also be part squabble for relevance in the economy. Before analysing how to participate in these business areas, let us look at Nelly's sectorial analysis:

Trade and Import

Given the expansion of the consumer class, we project that consumption could more than triple, rising to almost $1.4-trillion a year in 2030, an annual increase of about 8%. This would make trade the largest sector of the economy and provide a particularly good opportunity for makers of packaged foods and fast-moving consumer items such as paper goods, categories that could grow by more than 10 percent a year.

Agriculture and Farming

Improvements on several fronts could help raise both the volume and the value of Nigeria’s agricultural production in the next 15 years. The economic value of agriculture, already the largest sector of the economy, at 22% of GDP, could more than double, from $112 billion a year in 2013 to $263 billion by 2030

Infrastructure and Construction

On average, the value of a nation’s core infrastructure—roads, railways, ports, airports, and the electrical system—represents about 68 % of GDP, but in Nigeria it is only about 39%. Between core infrastructure and real estate, total infrastructure investments in Nigeria could reach $1.5-trillion from 2014 to 2030. This would make building infrastructure not only a major contributor to GDP but also an enabler of growth across the economy.

Manufacturing and Packaging

Though growing rapidly, manufacturing in Nigeria contributed just $35-billion to the economy in 2013, or about 7% of GDP. If Nigeria could match the performance of nations such as Malaysia and Thailand when their manufacturing sectors were expanding rapidly, output could reach $144-billion a year in 2030.

Oil and Gas

While the oil-and-gas sector is expected to grow by 2.3% a year at best, its success is still vital to Nigeria’s economy. With the right reforms, we estimate that liquids production could increase from an estimated 2.35 million barrels a day, on average, in 2013 to a new high of 3.13 million by 2030. Oil and gas would then contribute $108-billion annually to the economy, compared with $73-billion in 2013. However, this estimate of potential output assumes renewed investment to reverse the production declines of recent years.

Where to Pull the Strings

Yes you have seen the analysis of key performing areas of the economy and their potential projected into the future which starts today. Now how can these projections make you rich or influence your pocket is another question. Except the economic jargons reflects in your ability to to use them as investment tolls they make no meaning.

It is always better to use examples you can relate with. Aliko Dangote became African richest man by starting on the trade aspect of the economy, importing into this country commodities such as sugar, flour, cement, milk, including packaging items and many other items too numerous to mention.

After sojourning in the trading area for some time, he then downloaded some of his commodity companies into the stock exchange. Companies like Dangote sugar, Dangote flour and Dangote cement saw themselves in the stock market and some of these company shares were later traded off afterward by Dangote who now became not just a business man, but a heavy investor.  Hitting the stock market gave him the opportunity to be captured on the Forbes list of the world richest persons.

He then ventured into manufacturing, agriculture and raw material development just to support his industry and he is a major player in the upstream oil and gas sector with associations in the downstream sector of the petroleum industry as well.

Right now, even the break light of his bank account is difficult to see anymore. But remember, he started from importation, trade and logistics, something that was easier for him to do then or start out with. Now Dangote is virtually in all the areas of growth and as the economy grows he grows with it.

Now the Nigeria economy lay bear for all to see and the opportunity opens for potential investors and business seekers to take position. Where do you want to start from and how do you want to end. There is no ending to those who start with knowledge. Those who do not start at all, never gets anywhere and those who start and fail always get the reward of experience.

Get insight into areas of business you can fit into in all these investment areas.

Get an investment expert to be your guide

Start early and not when it is too late to have the energy or inspiration

visit investmentlight.com

PayPal Opens to Nigerians Rushes for the Millions other Payment Companies have been Enjoying

Online money transfers serve as an electronic alternatives to paying with traditional paper methods, such as checks and money orders. For many years PayPal and some other payment solution companies have refuse Nigerians to have access to their platform, hence making purchases online from some certain site very difficult and sometime impossible. Even when other payment company finally gave in and started allowing Nigerians after seeing the huge potential the country has in terms cash transaction and international trade PayPal still did not bulge.
The recent debasing of the Nigerian economy totally change the game plan of PayPal after discovering the huge money they have being loosing to MasterCard, Visa and other local payment solution in the country. Who know want better thing joo.
Today PayPal has had to have a rethink According a comprehensive reports released by Reuters in London, PayPal is an international e-commerce business that allows payments and money transfers to be made through the Internet is entering 10 new countries this week, including Nigeria, providing online payment alternatives for consumers via mobile phones or PCs in markets often blighted by financial fraud.
Rupert Keeley, the executive in charge of the EMEA region of PayPal, the payments unit of eBay Inc, said in an interview on Monday the expansion would bring the number of countries it serves to 203.
Starting on Tuesday, consumers in Nigeria, which has 60 million users and has Africa's largest population, along with nine other markets in sub-Saharan Africa, Eastern Europe and Latin America will be able to make payments through PayPal.
"PayPal has been going through a period of reinvention, refreshing many of its services to make them easier to use on mobile (phones), allowing us to expand into fast-developing markets," Keeley said.
Once the services go live, customers in the 10 countries with access to the Web and a bank card authorized for Internet transactions will be able to register for a PayPal account and make payments to millions of sites worldwide.
Initially, PayPal is only offering "send money" services for consumers to pay for goods and services at PayPal-enabled merchant sites while safeguarding their financial details. This is free to consumers and covered by fees it charges merchants.
"We think we can give our sellers selling into this market a great deal of reassurance," said Keeley, a former regional banking executive with Standard Chartered Plc and senior executive with payment card company Visa Inc.
PayPal does not yet cover peer-to-peer transactions, which allow consumers to send money to other consumers. It has not yet enabled local merchants in the new markets to receive payments, nor is it offering other forms of banking services, he said.
A 2013 survey of 200 UK ecommerce sites by Visa's CyberSource unit estimated that 1.26 percent of online orders are fraudulent and that 85 percent of merchants expected fraud to increase or remain static last year.
CyberSource also estimated that suspicion of fraudulent transactions result in 8.2 percent of online orders in Latin America being rejected by merchants, compared with 5.5 percent in Europe and 2.7 percent in the United States and Canada.
Such fraud can include ID theft, social engineering, phishing and automated harvesting of customer financial data via botnets, or networks of computers controlled by hackers.
A total of 80 million Internet users stand to gain access to PayPal global services this week, including those in five European markets - Belarus, Macedonia, Moldova, Monaco and Montenegro, four in the African nations of Nigeria, Cameroon, Ivory Coast, and Zimbabwe, as well as Paraguay. Internet usage figures are based on research by Euromonitor International.
PayPal counts 148 million active accounts worldwide.
Last week, MasterCard Inc, the world's second-largest debit and credit card company, and a PayPal rival in payment processing, said it was working with the Nigerian government on a pilot to overlay payment technology on a new national identity card.
PayPal has operated in 190 markets since 2007 and added three countries - Egypt, Georgia and Serbia last year. Roughly a quarter of the $52 billion in payment volumes PayPal reported in the first quarter of 2014 were for cross-border transactions. PayPal reported $1.8 billion in revenue during the period. Details on Buying and Selling online visit the online shopping site for details

How to solve Online Payment Problems on Aliexpress Using Nigerian Cards

There are times when some folks complain to me how they tried to purchase items on Aliexpress and were unable to make payment for it. Off course that is a failed transaction meaning that they could not buy what they wanted from the online shopping site. Others tried making payment using payment card like UBA Africard and all the get is an error report saying “Sorry, your payment was not successful, no money has been deducted or secured check failed”. Even when they have been using the same card to shop on Aliexpress previously most of these shoppers are told that their bank has declined their payment.
Apart from the UBA online payment cards, card from other banks like MasterCard from GTBank, Visa card from Diamond Bank or Access Bank Visa credit card that can be used for online purchase on Aliexpress, Nigerian users seems to share similar experience recently. This article by Hope Eno, addresses all the issues that people may have had recently using their payment cards on shopping site, aside from the ones he had earlier discussed about in his book on “Online Shopping and Import Business” on www.investmentlight.com/onlineshopping
It is important to know that when payment rejection occurs during online shopping, it is most unlikely that it is the online store that orchestrated the rejection of your payment. The ball will always stop at the table of your bank or the card issuer. They are the ones you can contact to know why or the reason behind the decline in transaction proceedings for your online shopping or import. Such general reasons for card rejections may include:
Insufficient Funds in Your Card Account
The africard UBA visa prepaid card is a VISA CARD issued by visa international; an international payment company just likes MasterCard. Most the times when online shops like Aliexpress rejects transactions on this card, it may be due to cash balance issues in your account. Noticeably, the UBA africard has high efficiency, but also charges high on commission and this can defeat your personal calculation when doing purchase with respect to the balance in the account attached your card. There may not be enough money to finalise your intended transactions if you did not consider the charges.
Note that you may have enough money for the items you intend to purchase but not enough for the bank charges, hence your transaction may fail at that point. To solve the issue simply fund your card with more cash and try the money transfer transaction again.  Always make sure you have more than enough funds for the purchase you intend to make before shopping
Unavailable Of Enough Funds to Process the Transaction
If you recently deposited funds or payment to your credit card, debit or prepaid card, that money may not have been credited on your card or applied to your account.  There could have been a repeated deductions or a hold on your account by a supplier or site you have previously made transactions with thereby reducing your available balance. Always check the balance on your account or card account to avoid transaction failure.
Transaction Limits
As a card holder make sure payment for your order does not exceed your credit limit or transaction sealing. Every country has an online transaction payment limits on card. Find out how much that is and don’t exceed it. That of Nigeria used to be ten thousand dollars before it was upgraded to a million dollars.
Cards without Complete Registration Details
Some prepaid cards and gift cards may not be accepted because they may be temporary card without complete personal information. Some these cards may be specially issued payment card that may not be popular like MasterCard or visa card. In such cases you may have to register the card online by entering your name and mailing address using stipulated, but usually listed details on the back of the card or on the card package or sent differently to you. This will enable you use the card online to shop after completing the details.
Locally Issued Card and Unsupported Cards
Some cards may not be supported electronically by the shopping site you are dealing with depending on the card issuer.  Also some card issuer or bank may disallow internet transactions on their cards, hence cannot be used for international transfer on website. Some card may not come with internet enabled transaction other may not have features for international transactions.
There are card issued for domestic use only like the Verve card without visa card or MasterCard logo, this card cannot be used for international transactions, because they are not connected to the international payment network and can only be used locally.  Most Nigerian banks offer cards that can be used locally and the ones that access anywhere in the world.  Always find out the difference when obtaining your card.
Sometimes banks can temporarily disable internet transactions on payment card may be due to system maintenance or when they are trying to close in on a frauds issue. 
Busy Network, Down Connection and Maintenance Issues
Online payment is a technologically driven system powered by electronics signals, hence we cannot rule out system failures sometimes which may hinder transaction. Your payment transaction may be rejected when your bank or the payment processing company's network may be experiencing technical difficulties or be down for maintenance.
You may also get a decline in your payment transaction when there is heavy transaction traffic or large volume of transactions through the system during holidays or events, or when the payment processing company cannot reach your bank to approve a transaction or when your bank must need your approval for certain transaction they are not sure of. To solve this you may just try again later when the system resumes or contact your card issuer or bank to resolve the failed transaction.
Fraud Issues and Suspicion
All banks have aggressive fraud detection measures and may be blocking your transaction for one reason or the other. Some banks and card issuers may likely block transaction that they feels suspicious of or when they suspect illegal activity on your card. Most time when a payment processing company declines a transaction on behalf of your bank or card issuer as result of security issues it conceals the reason for such rejections.
To solve this authorization and fraud prevention systems issues, you can contact your bank and request for a removal of such a blockage. You are advised not to attack your bank for such an action as it done for your good and these systems structures for fraud check both internally and externally.
Verification Code for Online Payment
There are various codes which payment merchant or payment companies used to strengthen the loopholes or gaps that fraudsters may want to exploit to commit fraud on payment cards. Although these codes help secure the funds of card users, they can also work against the card owner if he or she is not conversant with the usage of the codes. One such is the use of incorrect card security code which can cause payment failure. Card security code is the short numeric code on the back of your credit card.
Sometimes a payment site may show an error sign “Cannot pay, Try MasterCard SecureCode or Verified by Visa”. What this means is that your card issuer or bank, payment company or even the shopping site may require that you use "Verified by Visa" or "MasterCard Secure Code" to complete an online transaction. It is an advance form of security check on transactions so to say.
The 3-D security code is a code that authorizes your credit card issuer to activate your credit card for any online payment you are doing using the card on a website. As stated above the 3-D Security Code for Visa is called Verified by Visa (VBV) and that of Master Card is called MasterCard Secure Code.
I think recently Aliexpress may not have allowed some debit cards in Nigeria because they do not have the 3D Secure Code, most international dollar cards do have this code. The Nigerian government recently announced that all card issued by banks in the country must comply with international best practice and have this code in all payment card so that Nigeria payment card can be seen as secured to makes online transaction internationally. So the secured code will no longer be an issue very soon for Nigerian shopping online.   Details from www.investmentlight.com/onlineshopping
Some International Payment Cards You Could Use
MasterCard, Visa are international payment card issuing companies working in alliance with local bank and local card issuing companies to make payment transaction both local and international flawless. There are other international payment transaction companies though not popular in Nigeria, but do have card which is also valid for online transactions.
GTB Naira MasterCard and other conventional Visa cards are valid payment cards online and internationally. It is worthy of note that it is good to always have more than one card for online payment, so if one payment card failed another might work for the same purpose.  Access Bank Visa Credit Card has minimal charges, oh sorry, I have run out of space. For complete over seven five page details on all you need to know about online shopping, import, payment and setting up an online store simply visit www.investmentlight.com/onlineshopping
Hope Eno is an investment and business Opportunity expert with vast experience on product design and import

Nigeria Becomes the Largest Economy in African How Does It Put Food on My Table… The Man on the Street Cries Out!

Yes, rebased the economy they may call it, yet the common man on the street does not even understand the language talk less of the economic jargons that follows it.  Okay, many have applaud the Federal Government released of the result of the rebased Gross Domestic Product, GDP for the country, even though the report portrays Nigeria as the 26^th largest economy in the world and the biggest in African throwing South Africa that has always been on top to the cleaners, but why should I care when it does not even put food on my table.

The process of replacing an old economic base with a more recent one provides a reference point for which future values of GDPs are compared hence providing an accurate reflection of the direction of the economy, but if you ask me, it is like putting a new win in an old bottle. of course you know the obvious, poverty bubble in the land.

How does a larger GDP affect the Man on the Street?

Rebasing the economy or exposing the contributions of various activities in the economy to the nation financial growth will sure enable policy makers and analysts to take decisions based on current realities. Indeed the repackaging of the nation’s economic statistic reveals the contributions of new activities, investments and businesses to the nation’s economy and how these features have affected the size, components and structure of the economy. All these are still in wind when it comes to the man on the lower end of the ladder.

Throw these figures to the rich, the World Bank, IMF, CBN and the local Banks. They are the ones that need it, you may say, but how can you start or run a business no matter how small when you do not know how much money is being made in the country and where the money is is being made from, which is what the change in figures seem to stand for.

Now I know that Agriculture has a large potential and telecom is flatting out at its peak right now. Policy direction toward technology dynamism and visuals impact will sell more than establishing new assets to compete with existing ones. Connectivity, applications and online activities as it relate to telecom will pull in better profit.

The Poor Man Contribution Got a Hit

The analysis shows that the indicator or the contribution of the masses to this GDP has drop significantly and this contribution comes from the agricultural sector where we have the highest number of the poor from village participating. What a paralysis. This is where majority of Nigerians at the lower cadre are shareholders. Apart from the fact that this is where this level of Nigerians gets their daily bread, it is also where the nation is being fed from. The agricultural sector creates the largest number of employment for our so called large economy and yet has the poorest people in the nation. The most neglected and the most vulnerable to insurgent attacks, communal clashes, multiple operational cost and taxations, most of which comes from law enforcement agent when getting goods to consumers.

Though there is a strong diversification of the economy from oil, this only tilted to the area where the rich and foreigners dominate. According to the statistic released, in the nineties agriculture contributed 30.3% to the GDP, while industry contributed 46.% and services contributed 23.6%, but in the current  rebased Gross Domestic Product from 2010 the contribution of agriculture to the economy declined to 24% due to series of neglects by past governments while industry contribution to the GDP also declined to 25.8% no thanks to poor monetary policies by the CBN in the past five years, while the contribution of services to the rebased GDP has increased to 50.2%. This is not unconnected by government destruction of its monopoly in the telecom sector.

Another sector whose contribution would have been significant but could not see the light of day was the banking sectors, simply because of the series of in-house fighting between the former CBN governors and some key operators of the sector which saw the death of some key performing banks and the downsizing of the sector in terms of asset, personnel and business some years back. 

Where to Look For Opportunities in the New Economic Outlook

Although the number of economic activities that accounted for the growth in the nominal GDP after rebasing rose by over 100%, It is indeed worthy of note that importation, wholesale and retail trade are business activities that had the most notable change in all the economic activity mentioned while telecommunications and information services, cement production, food, beverage and tobacco, construction, real estate and, Nollywood and music sectors outperformed all other sectors.

The major players in these performing sectors are; the Indians, South Africans, Chinese, Lebanese, except for cement production and Nollywood where Nigerians made great impact, all others are virtually dominated by foreigners. The manufacturing sectors that had a drop in this new rating, most Nigeria have been booted out by incessant power supply while the Indians are still riding on in spite of the odds. What are they doing right?

While some Nigerians were waiting for government to handle unemployment and poverty, especially the poor, the farmers and the masses who were busy complaining, demonstrating and waiting for government, the Indians, Chinese, Lebanese whose country are not better off in term of poverty rating were busy finding solution that will inculcate them into the next generation of the Nigeria wealth profile. According to the Indian, there is so much money in the street of Nigeria, but Nigerians are so blind that they can hardly see it. What a saying and how true?  

Yes, we may have a large economy than south African but we are not richer that is simply because we have a larger population, you will also note the same applies to China and India, south African seems to be richer than those two country not because they have a larger economy but because of their lower population hence a higher per capita income.

Refuse To Join Others to Complain When You Can Make It Happen

I refuse to agreed with those who say the rebased figure did not impact on the lives of the people directly, properly significantly will be a better language or negatively though not true, but a better statement for a right debate on the issues raised. For example the growth in telecom which is a major contributor to the rebased GDP has led to at least the creation of over 5million Jobs, businesses, and entrepreneurs who ply their trades from selling recharge card on the street to becoming wholesalers, agents, contractors, shops owners, marketers, service providers, investors, etc in the telecom sector. The impact on the lower cadre who source their daily bread from this sector, selling recharge card as a whole business or adding it to their businesses to generate revenue is very visible even on major bus stops and motor parks.

The debate for those who want to move forward is not that the rebased GDP figure of $510bn for Nigeria has not made Nigerians richer neither has it improved the live of the common man, but how do I use the new GDP figure to increase the amount of income that goes into my bank accounts; how does it influence or affect the kind of goods I want to produce or import next. Can I use the new GDP to create new jobs and what area should I be looking at?

You may want to ask, Hope Eno what show I do? At least now you have an idea of the structure of the economy, making it easy to discover where to search for the opportunities to get yourself out of the rat race. You can take at these business opportunities sites that can improve your personal GDP and generate for you unending wealth for a start. Visit www.investmentlight.com

Searching for Wealth from Fuel Scarcity

Wonders they say will never end, you can imagine how biting poverty can be and what a man can do trying to keep body and soul together but end up losing the body. The fuel scarcity experience can be touching when one sees the kind of activities people go through in order to either sell or buy fuel. For many guys this is the best time to make quick money and truly so many men and women not minding the stress and risk still go through the process just to catch the cash.
I don’t need to hit my head on the wall to say this, the risk of getting fuel from truckers and tankers are huge. Apart from sourcing the product from the tanker directly, some guys go right into the tanker to mop up the products as tankers are never devoid of products no matter how hard you try to empty it from the normal processes dispersing the content. The dangers of suffocations and inhaling of petroleum product could be enormous and some of the boys die in the tank trying to do it.
There are sad moments in this business and they come more than once in a while. There was a case where a young man went into a tanker to scoop fuel without letting anybody know he was inside, so when he suffocated inside the 33,000 litre fuel tanker nobody knew. The tanker was loaded and offloaded with fuel twice before his body was discovered inside the tanker. What a pity, but this kind of situation occurs all the time, you can imagine what the desire to make money the quick way can drive a man into. Ignorance they say is not an excuse and most times information could prevent such incidence.
The law enforcement agents and the Diesel trade
According one of the dealers I spoke to, the risk is not worth it for the black marketers. I would have preferred the real stuff if I know how. Police is our greatest enemy as we pay consistently in advance for our trade to be allowed at the port and more often than not, our goods (gas diesel) are seize by the law enforcement agents, either, police or Navy who then in turn sell to truck drivers for peanut or collect huge sum of money from us if we want to effect the release of our goods.
These illegal buyers can come in pick-up vans that carry drums to buy from boaters or come in single carrier that is people who use bikes to carry 50 litres jerry cans. Some bikers do nothing else but supply product to black marketers around the port. It is a brisk business with quick cash for some young folks.
Some bus vans have been constructed in a way to carry as much as 200 to 400 liters of products illegally. This business though illegal has become a very lustration business around the port.
Individuals black marketers can make as much as N3,000 to N10,000 daily from supply of product to trailer drivers while those who source product in pick-up vans and drum can make as much as between N30,000 to N100,000 daily. Those who use other means too numerous and illegally risky can make as much as over 100,000 daily. According one black marketer spoken to, I had to leave the business for sometime as the law enforcement agent were now turning my shop into a toll gate each time my product lands the shop they would just arrive units and seize everything. The loses was becoming unbearable since my source are illegal and I even contribute weakly to police in order to prevent arrest, they still come and cart away my goods. They as different patrol units and the runs has become a loss consuming business if I may use that word. visit www.investmentlight.com/oilandgas for the right way to do this business
Product adulteration,
The guy I learnt the business from was too bad I could not even continue the business with him. When he sells diesel to drivers he mixes it with kerosene, black oil, water and sometime sand just to make lot of profit. It was terrible. Some truck like fiat cannot stand this, but for truck like MAC, very rugged it could withstand any form of adulteration. The effect can only reduce the effectiveness of the engine, either by moving slowly or smoking but for other trucks, these adulterations can damage the engine completely.
For generator, this illegal diesel source can kill your power plant completely according to him; I really desire to be part of the legal method of doing this business. I know a guy that has five trucks for distributing diesel (commonly called gas at the port). He started small but today he is a big man. Police does not disturb them, because their sources are legal and that is why I had to take a break from the risky methods of black marketing business at the port and try to see how I can be connected to right way to play the oil and diesel business.
What a story, better to read than be in those shoes. Now you can get access to the legal methods of starting this business. Get the report on the legitimate methods of doing oil and gas business that will give you peace on www.investmentlight.com/oilandgas

SHOPRITE Invade Nigeria with over 700 shops this is your chance to join them

The Nigerian Retail Market is the highest employer of labour in the country right now and the easiest to participate in. The boom in the market is so massive that Shoprite stores, a South African chain is multiplying it number of stores by 1000%. From seven stores to 700 stores. PEP, another South African children's' cloth retail outfit has already invaded Nigeria and they are opening branches in all unimaginable places in Lagos like Ajegunle, Isolo, Egbeda, etc. The Indians are not left out in outburst as they storm both the online and offline shopping windows with their Jumia, Konga and others franchise owning large ware houses across the country. then big one, SPAR is an international retail chain and franchise in Europe is already coming in full force. Though Nigerians are also in this, but barely scratching the surface and I hope you wont be found by the sideline when the game is up. Yes, on every street you find a retail shop or supper market, but the next generation of cash already brewing from this industry is from online shops and offline chains of stores. The online stores are easier to set up and automated for consistent income, but the chains are multiple and demand more investment, but generates endless streams of cash. which of the two do you prefer?
www.investmentlight.com/onlineshopping